Bossier City, Louisiana
Downtown Bossier City
Bossier City is a city in Bossier Parish, Louisiana, United States. As of the 2000 Census, the city had a total population of 56,461. Bossier City is closely tied to its larger sister city Shreveport, located on the western bank of the Red River. The Shreveport-Bossier City metropolitan area is the center of the region known as the Ark-La-Tex.
History
The area of Bossier City dates back to the 1830s when it was the Elysian Groves Plantation of James and Mary Cane. Steamboat loads of cotton, corn, and sweet potatoes were shipped to markets in the south and east, from the plantation port known to many as "Cane`s Landing."
During the American Civil War, several companies of local Confederate soldiers left Cane`s Landing aboard steamboats for the distant battlefields. During the war, the riverfront was protected from Union invasion by the artillery embankments of Battery`s Price, Walker and Ewell. The Confederate Fort Smith stood near what is now Bossier High School and protected the area from an eastern invasion.
Many, many early settlers passed through the region on their way to the wild west. By 1850, over 200 wagons a week were passing through Bossier City. Some of these settlers stayed, attracted by the fertile soil and lush river valley.
By 1882, the plantation was at the center of the convergence of the infamous Shed Road, The Red River steamboat waterway and the soon-to-arrive "Iron Horse" railroad. The plantation was reached from the west, across the Red River by means of a ferry boat named the "Sterling White."
Anna B., granddaughter of James and Mary, together with her husband J. J. Stockwell, felt the area would prosper and began promoting the idea of a riverfront city. Anna B. and J. J. Stockwell started selling lots in their newly formed Bossier City on October 5, 1883. The area grew quickly, as did transportation through it.
The golden spike, commemorating the completion of the east-west Vicksburg, Shreveport and Pacific Railroad, was driven at Bossier City on July 12, 1884, by Julia "Pansy" Rule. It was the first such spike driven by a woman. The north-south Shreveport and Arkansas Railroad was completed through Bossier City on April 6, 1888. The Louisiana-Arkansas Railroad was completed through on November 2, 1909. The Dixie Overland Highway from the east to west coast was built through Bossier City in 1918. These railroads and highways combined to make Bossier City a hub for future activity.
Bossier City`s population expanded from 775 citizens in 1910, to 3,000 in 1930, 5,000 in 1940 and 15,260 in 1950, with another 10,000 living just outside the city. By 1950, Bossier City attained the designation "The Fastest Growing City in Louisiana." In 1997, that population was approximately 55,000.
A devastating fire, on June 23, 1925, consumed one-half of downtown Bossier City. That tragedy found local citizens unable to battle the ferocious blaze. The loss spurred civic improvements including a modern water system, capable of fighting such fires, a new City Hall, a modern fire alarm system, modern sidewalks and the first city park.
An area south of Bossier City was chosen in 1928 to house a National Guard air squadron. Barksdale Field was officially dedicated February 3, 1933. It was later renamed Barksdale Air Force Base, and is home to the "mighty" Eighth Air Force. Its social and economic impact to Bossier City and Northwest Louisiana has never been questioned. From this, two major city arteries derive their names, Barksdale Blvd and Airline Dr.
By 1900, Bossier City was the domicile of several large factories. Hamilton`s Cotton Oil Mill, from which Hamilton Road gains its name, is a perfect example of an early factory. The mill processed cotton seed and produced cotton oil, from which hundreds of items ranging from oil and animal feed to early plastics were made.
The discovery of petroleum crude oil, to the south, in 1908, thrust Bossier City into the nationwide oil boom. Bossier`s central location to the many rural oil fields made it a major player in the oil patch.
Several international oil companies located here. The economic advantages brought by "black gold" fueled many more civic, social and economic improvements.
Bossier City`s name has always been unique. First known as Cane`s Landing, it was briefly referred to as Alexander`s Precinct and Caneville. It was first officially named and incorporated as the Village of Bossier City, then the Town of Bossier City and the City of Bossier City.
At one time, postal employees refused to deliver mail addressed to the Town of Bossier City, declaring it was just a town, not really a city. It took legislative action, initiated by Overton Brooks to have the United States Postal Service recognize the name of the Town of Bossier City. Thus the present name, The City of Bossier City. The ever expanding city limits have grown to encompass the old railroad stations and communities of Brownlee, Barksdale, Bleinhem, Ferguson, Fosters, Fullilove, Hinkle and Shady Grove.
Bossier City has thrived because it is transitional. First a cotton exporting river landing, next a railroad town, then an airbase and oil-boom town, it now garners attention, tourism and an economic boost from the newest boom, recreational gaming. Three riverboats, Horseshoe, Boomtown and Diamond Jacks Casino (formerly Isle of Capri) line Bossier City`s developing riverfront.
Louisiana Home Mortgage Loans - 3 Ways to Get the Best Rate by Jane Hale
Louisiana is one of the few hot real estate markets in the country with home prices increasing about 49% in New Orleans and surrounding areas since hurricane Katrina. Houses in areas that did not flood with the recent hurricanes demand top dollar, especially if they are near city centers. While the economy is improving in Louisiana, the cost of owning a home has gone up, driven by the increase in insurance premiums for flood prone areas. That`s why it is more important than ever to get the best rate on your mortgage to keep your monthly payment as low as possible. These tips will help you qualify for a low rate home loan.
1. Clean Up Your Credit Record
Paying off debt and checking for errors on your credit report are two good ways to improve your credit score. The less debt you have, the more lenders are willing to lend you. You also want to make sure that your score isn`t getting lowered for mistakes creditors made regarding your payment history.
2. Increase Your Cash Reserves
Stocks, mutual funds, and investments are seen as volatile reserves. Mortgage lenders prefer an applicant with stable cash reserves found in savings accounts or money markets. By reducing your risk with cash reserves, lenders will offer you a better rate on a home loan.
3. Research Lenders Online
For the best rates, it pays to look at lenders from across the country, not just local Louisiana bank offices. By searching online for your mortgage, you can request loan estimates to compare with other offers. In less than an hour, you can review multiple offers without hurting your credit score with multiple credit inquires. Be sure to tell lenders the address of your new home since you may qualify for special loan programs. For instance, one loan program called "Welcome Back Home Loan Program" offers loans at 5.875% for those buying homes in New Orleans. Most major lenders are a part of this home loan program.
Visit Louisiana Lending Center for a list of Louisiana Recommended Home Mortgage Lenders, whether you are looking for home purchase, refinance or a home equity loan.
Source:
Hale, Jane. "Louisiana Refinance Loans - Why Refinancing to a Higher Rate is a Good Idea." EzineArticles 16 November 2006. 05 November 2007 <http://ezinearticles.com/?Louisiana-Refinance-Loans---Why-Refinancing-to-a-Higher-Rate-is-a-Good-Idea&id=361604>.
